An annuity is an insurance contract you purchase to receive payments for a specific period, such as 30 years, or for the rest of your life. By applying a mathematical formula consisting of ...

A $1 million annuity can deliver an income stream during retirement, which might provide peace of mind for those concerned about outliving their savings. The amount you’ll receive from a $1 ...

Annuities are financial products that can serve as reliable sources of retirement income. Financial advisors frequently debate the pros and cons of annuities, but many retirement savers appreciate ...

Typically you should consider an annuity only after you have maxed out other tax-advantaged retirement investment vehicles, such as 401(k) plans and IRAs. If you have additional money to set aside ...

An equity-indexed annuity is a contract with an insurance company. You pay premiums during the accumulation period, and ...

Richard has more than 30 years of experience in the financial services industry as an advisor, managing director, and director of training and marketing, specializing in Finra exams, investing ...

Yes, interest rates are up, and that hurts new home buyers and other borrowers. Yes, short-term interest rates paid on your bank account are higher. Yes, long-term interest rates paid on new bond ...

Connect your firm’s forms to Morningstar’s database to automatically get the latest contract information, save time, and increase accuracy by avoiding manual reporting errors. Insurance ...