Target-date funds with annuities provide regular income and more protection from market crashes. But fees and check amount ...

This is why it’s important to check the credit rating of an annuity company before signing up to make sure they are financially stable and can safely make your future payments. As you weigh your ...

When it comes to saving for retirement, a deferred variable annuity can be a useful tool. The money you invest grows tax-deferred, so you won’t owe taxes on your earnings until they’re withdrawn.

you want to choose an insurance company that is financially strong and likely to be able to afford to pay out the annuity years from now. Before purchasing a policy, check the company’s ...

It's a common lament that old-fashioned defined-benefit pensions—the kind that pay a guaranteed monthly income for life—are rare nowadays. And for public-sector employees, they might become ...

Annuity payout methods include annuitization ... doing a tax-free 1035 exchange to the new insurer. Just make sure to check the surrender charges on your current contract before you initiate ...

This will help ensure that even years or decades down the road, you can still rely on the continuity of payments from your annuity. Check credit ratings with third-party industry sources ...

If the insurer goes bankrupt, your state's guaranty association should cover at least $250,000 of your annuity benefits. Check with your state for the rules that apply to you. Skeptics argue that ...

Thinking about purchasing an annuity? Check with your financial advisor or explore options with reputable insurance providers to find the best annuity for your needs. As with all investments ...

Oscar Wong / Getty Images Most financial advisors will tell you that the best age for starting an income annuity is between 70 and 75, which allows for the maximum payout. However, only you can ...

Withdrawing money from an annuity can be a costly move ... have initial surrender charges that can be as high as 20%. But check your plan's rules, because some annuities allow you to withdraw ...