Commissions do not affect our editors' opinions or evaluations. A fixed annuity provides investors with guaranteed income payments, typically for retirement. With a fixed annuity contract ...

Instead of paying regular premiums to an insurer that makes a lump-sum payment upon your death, with an annuity you give the insurer a lump sum of cash in return for regular income payments until ...

Retired federal employees can choose a benefit that pays a percentage of their pension to a spouse, child or other close ...

Explore the benefits of using annuities within traditional and Roth IRAs to generate guLearn about tax-free Roth annuities, QLACs for RMD deferral and how these strategies can enhance your retirement ...

When you buy an annuity, you provide an insurance company, bank, fintech or brokerage firm with a lump sum or series of payments and, in return, receive a guaranteed monthly income. Some ...

With electricity demand expected to more than triple in the next few years compared to the previous decade, Vanguard Utilities ETF would be a strong investment.

"All Americans need to worry about how timely their payments will be, and that includes Social Security, Medicare and ...

"There's a lot of things being proposed here that I think federal employees are really going to want to pay some close attention to," said Thiago Glieger.

Amid recent Social Security uncertainties, employers and plan sponsors might need to ramp up efforts to secure their ...

When planning for retirement, the ultimate goal is to secure a steady and reliable income stream that lasts a lifetime. Annuities and dividend stocks are two common ways to achieve this. Some ...

David Rodeck specializes in making insurance, investing, and financial planning understandable for readers. He has written for publications like AARP and Forbes Advisor, as well as major ...