Read: This post is updated from 2019, although Ramsey Solutions gives guidance on budget percentages, the only hard and fast rules are 25% Housing, 10% Tithe, and $15 Investing (once debt free).

I use HP Instant Ink as an affordable way to print all of my budget and debt payoff printables each month. I use this printer ...

In the monthly budget worksheet below, add your income, expenses and any contributions to savings or debt repayment. We’ll add them up and show how your spending aligns with the 50/30/20 budget ...