Four-year auto loans used to be standard. In 2025, buyers are more likely to choose seven-year loans. Will your car ...

Used cars can be more expensive to finance, as lenders typically impose higher interest rates than new cars as a way to ...

Making on-time payments on a car loan decreases the amount of debt you owe. This is tracked in the “amounts owed” category of the FICO credit scoring system, which is 30% of your overall credit score.

The more you put down on an auto purchase, the less you have to finance. With a larger downpayment, a buyer may be able to afford the monthly payments on a shorter-term loan. Your downpayment ...

Adding $5,000 to a new car price could push the average car loan balance to $48,000 — which would drive the average monthly ...

Renegotiating your loan terms, refinancing or making ... Before you buy, shop around and save for a large down payment to keep your car payment low. If you decide to swap your current ride for ...

Trump's tariffs will hit car buyers when they're already squeezed by high interest rates and high car and truck prices. Car buyers should shop and compare car loans before settling on a vehicle as ...

A personal loan will include interest ... Choosing to use your credit card to make a down payment on a car could make sense if you have a plan to pay the balance off quickly before accruing ...

But exerting your rights under consumer law after buying a lemon car isn't easy. You generally have to take the case to a state tribunal and present expert reports attesting to the condition of the ...

It is generally not recommended that you take on additional debt while enrolled in a debt management plan. However, if you need to buy a car with bad credit, it is possible to get an auto loan as long ...