ChexSystems is a consumer reporting agency that banks and credit unions use to screen account applicants. You can dispute ...

This agency is called ChexSystems. If you have ever had a checking or savings account closed by a bank because of too many overdrafts or other problems with your account, you may have ended up ...

When you apply for a new bank account, many banks use a national consumer reporting agency called ChexSystems to find out if you have any negative banking history. Depending on how your ...

See reviews below to learn more or submit your own review. ChexSystems is a consumer reporting agency under the Fair Credit Reporting Act (FCRA) that maintains a database of information related to ...

Namely, they don’t use ChexSystems to screen your banking history. The best bank accounts for bad credit are easier to open than most because they don’t use ChexSystems, and they offer a ...

James is the Managing Editor for Motley Fool Money, overseeing the production and quality of our editorial content. James has worked full-time for The Motley Fool since 2012. He's a personal ...

Most financial institutions use ChexSystems— a credit reporting agency — to evaluate a person's trustworthiness. If you have a banking history, you won't be able to open an account ...

If you've had a bad history with a bank account, you'll typically be reported on ChexSystems, which is a database financial institutions use to measure a customer's risk. Second-chance checking ...

(Not sure if you’re in the system? You can request a copy of your annual report for free from ChexSystems.) A second-chance checking account is an option for banking customers who have struggled ...

You can retrieve it, too, to look for errors or fraudulently opened accounts. A ChexSystems report usually includes only negative information associated with accounts you’ve held. So if you have ...

Monday Capital One will no longer use ChexSystems, a computer program that screens customers seeking to open checking or savings accounts, to decide whether consumers pose credit risks ...