Check SBA loan rates for 2025SBA loans offer some of ... and a yearly service fee — based on the guaranteed portion of the outstanding balance. The SBA reassesses its fee structure each year.

Small Business Administration ... business's name before you start loan shopping. If you have a business credit report, get a copy and review it for accuracy. "Check your credit ahead of time ...

But to be approved, a business must meet standards that vary based on the lender and the type of loan. Factors that lenders weigh when determining whether your small business qualifies for an SBA ...