There are multiple CD options to choose from right now, each with its own set of advantages and disadvantages.

CIT Bank Platinum Savings 4.10% (with $5,000 minimum balance) and a one-time bonus of up to $300 with use of the code PS2025*** $100 Featured Nationally Available CD Rates Featured High Interest ...

National average CD rates are higher than in years past but are starting to fall. The average 12-month CD earns 1.78% as of March 2025, according to FDIC data. After steady increases over the past ...

allowing you to buy a portion of a CD. The minimum investment for these is $100, so Fidelity may be an attractive option if you’re starting small. Like Edward Jones, E-Trade also offers brokered ...

With a CD ladder, you split your total deposit into multiple CDs with different maturity dates. A CD ladder provides more flexibility than a single CD and hedges against interest rate volatility.

Start exploring your current CD account options here. A CD barbell is like a mini CD ladder, with only two accounts—like the ends of a barbell. You deposit some of your money into a long-term CD ...

Terms start at seven days and go up to 10 years, and there are many uncommon lengths available by customizing the number of days or months. At KeyBank, short-term CDs are categorized as those less ...

While you can still get dozens of CDs paying at least 5%, the options at that APY level are going to start dwindling—leaving you with fewer choices, possibly shorter rate guarantees, and ...

But while Capital One 360 doesn’t have a minimum balance requirement, Bread Savings requires a $1,500 minimum deposit to start a CD. Bread Savings also has a competitive 4.75% APY on its high ...