Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.

Business Insider's personal finance team compared Ally Bank CD rates to the best CD rates and found them to be above average. Ally Bank (Member FDIC) is known for operating entirely online.

As you’ll see below, Wells Fargo CD rates are higher than the national average CD rates for some terms. Keep reading to see if a Wells Fargo CD is the right choice for your savings surplus.

While streaming and vinyl may be the formats grabbing headlines these days, let's not forget that many of us still stand by our CD collection. Streaming is more convenient and affordable, but there's ...

Instead of depositing all of your cash in one CD account, you'd spread your funds across several accounts with different term lengths. For example, if you have $5,000 you'd like to grow toward a ...

Cassidy Horton is a finance writer covering banking, life insurance and business loans. She has worked with top finance brands including NerdWallet, MarketWatch and Consumer Affairs. Cassidy first ...

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Business Insider's personal finance team compared Synchrony's CDs to the best CD rates and found it to be an industry leader. Synchrony Bank CD rates are some of the best for people who don't have ...

For many savers, though, finding the right CD strategy is key to maximizing the returns — particularly if you want your CDs to deliver over the long haul. Compare today's top CD account rates ...

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