Certificates of deposit (CDs) often offer the best rates for savings. However, to get the highest annual percentage yield ...

Jack Caporal is the Research Director for The Motley Fool and has worked full-time for the company since 2021. His research focuses on uncovering and analyzing trends that shape personal financial ...

CD rates tend to track the federal funds rate ... inflation rates and broader economic indicators over the analyzed time span. Rates have been averaged for each year using data available from ...

Open a new bank account today and earn a top interest rate. Our experts have researched the best rates on checking, savings, ...

CD rates are impacted by the federal funds rate, and may fluctuate over time. When the Federal Reserve raises the federal funds rate, CD rates rise. CD rates drop when the Federal Reserve cuts rates.

In her spare time, Kristy loves traveling ... Currently, the highest 4-year CD rates are over 4.75%, which is far above the national average of 1.33%. To help you choose the account that ...

"This means rates are highest for short term CDs and treasuries and actually are lower as you go out further in time," says Donald F. Dempsey, CFP, founder of Dempsey Investment Management.

meaning you still have time to lock in good rates. Use our tool, in partnership with Bankrate, to compare the rates of some of the best CD accounts available now.

They also only guarantee your rate for a short time, so if rates fall, you'll have to roll your CD over at a lower rate. Spreading your money across CDs of different lengths in a CD ladder is a ...

LendingClub CDs offer high rates and no fees, but are they the right move right now? Learn from my experience and see if locking in a rate makes sense for you.

Ben Gran is a freelance contributor for Forbes Advisor on banking. He also writes for The Ascent (a Motley Fool service), where he covers insurance, credit cards, personal finance and investing.