Certificates of deposit (CDs) often offer the best rates for savings. However, to get the highest annual percentage yield ...

Today's best certificates of deposit (CDs) have APYs of up to 4.65%. Lock one in today while rates are still high.

CD rates tend to track the federal funds rate ... inflation rates and broader economic indicators over the analyzed time span. Rates have been averaged for each year using data available from ...

Jack Caporal is the Research Director for The Motley Fool and has worked full-time for the company since 2021. His research focuses on uncovering and analyzing trends that shape personal financial ...

"This means rates are highest for short term CDs and treasuries and actually are lower as you go out further in time," says Donald F. Dempsey, CFP, founder of Dempsey Investment Management.

The APY on offer at the time this happens will be applied to the new CD, and if you later decide to withdraw money, you’ll have to pay a penalty. Standard CD Rates: Chase vs. Other Big Banks ...

This time, you open a high-yield ... and can offer a substantially improved interest rate over traditional brick-and-mortar savings accounts. The best 6-month CDs are offering interest rates ...

These allow you to increase your rate once (on two-year CDs) or twice (on four-year ones) over the course of your ... CDs and can be sold at any time, with no early withdrawal penalty.

Sabrina Karl has over two decades of experience writing ... If you are inclined to lock funds into a CD, now is still a good time, as rates are high and you'll be securing a guaranteed rate ...

Plus, Barclays Bank CDs have no hidden monthly fees and compound interest daily, which slightly increases your return over the term. Discover Bank features ... and some banks offer promotional rates ...