John Egan is a veteran personal finance writer whose work has been published by outlets such as Bankrate, Experian, Newsweek Vault and Investopedia. Michelle is a lead editor at Forbes Advisor.

I am a homeowner now – have been since 1996 – and since it’s my biggest investment, I feel that insurance is an important way for me to protect that investment. As a general rule, since our homes are ...

You may depend on homeowners insurance for unexpected events that occur at your house, but there are 13 you should know about ...

If you want coverage for earthquake damage to your home, you’ll need to buy a separate earthquake insurance policy. Your standard home insurance policy doesn’t cover earthquakes. Earthquake ...

Bundle auto, home and earthquake insurance with Mercury and you can earn a reduction of up to 17.9%. Standout benefits: Mercury offers add-ons like replacement cost coverage, service line coverage ...

Its rates are about 72% less than the national average of $2,151 per year for $350,000 in coverage. However, Hawaii homeowners may need to buy additional types of insurance such as earthquake ...

Homeowners insurance has become more expensive in recent years, especially in states that have experienced severe storms, flooding, and wildfires. The average home policy costs $2,181 a year for ...

Allstate is the second-largest homeowners insurance company in the U.S. When you request a quote, Allstate suggests three different levels of coverage to choose from. You can further customize a ...

Earthquakes are very common in Alaska, since the state is on the Denali fault. Unfortunately, earthquakes aren't covered by regular home insurance, so you'll have to buy a separate earthquake ...

Homeowners insurance can help with sudden damage from incidents such as fires or storms, but it won't cover all problems that ...

California's Fair Plan, the state's insurer of last resort, may be unable to pay billions in claims arising from the Los ...

You can select add-ons, including flood insurance or earthquake coverage. Once you purchase State Farm homeowners insurance, you’re covered if your home is damaged due to natural disaster ...