DEAR ANNIE: First, I just want to say how much I appreciate your columns! I always enjoy your insights.

This is when you'll have to be disciplined. Do not let guilt or habit guide you. If money is tight, decide which of them will receive a gift at all, then land on the actual figure. Perhaps you ...

Ferrer at Chase has one more suggestion for this method: "Use the memo line to indicate it is a wedding present." But how do you choose which name to use? You can follow an etiquette path of your ...