Otherwise, any cash value that has accumulated over the course of the policy is added to the death benefit that is payable to the insured person’s beneficiaries. Universal life insurance is ...

The riders below are effective for accidental deaths on or after January 1, 2006. If an injury renders an insured person comatose within 90 days of the date of the accident that caused the injury, and ...

The company shall pay an indemnity determined from the Table of Losses if an insured person sustains a loss stated therein resulting from injury, provided: such loss occurs within 365 days after the ...