Chernenko, Sergey, Nathan Kaplan, Asani Sarkar, and David S. Scharfstein. "Applications or Approvals: What Drives Racial Disparities in the Paycheck Protection Program?" NBER Working Paper Series, No.

Early direct deposit lets you skip the delay and receive your paycheck two days in advance. People prefer ACH to paper checks because payments arrive on time and it eliminates the hassle of delays ...

Fuller, Joseph B., and Frederick M. Hess. "Does Attending a More Selective College Equal a Bigger Paycheck?" White Paper, American Enterprise Institute, June 2020.