Coinsurance is a cost-sharing practice between the health insurance company and the customer. It's a percentage of the cost for a medical service or prescription drug that the member is responsible ...

While it's true you pay a Medicare premium each month, an annual deductible, and quite possibly a copayment for doctor visits and prescription drugs, Medicare also offers many services with no out ...

And most of these plans have annual deductibles — money you must pay out of pocket for medical expenses before the plan takes over most of the costs. Since most employees can’t afford these ...

Pet insurance can be a financial lifesaver when unexpected veterinary expenses arise for your furry friend. But, as with regular health insurance, it’s important to understand how pet insurance ...

Now’s a good time to get the care that will be covered Some routine screenings and preventive care like annual physicals should be covered regardless of the deductible. Broadhurst recommends ...