Target-date funds with annuities provide regular income and more protection from market crashes. But fees and check amount ...

An annuity is a contract with an insurance company that promises to pay the buyer a steady stream of income in the future, such as after retirement.

With three straight years of record annuity sales, how does the industry continue to grow the pie? Keith Golembiewski, LIMRA vice president of annuity research, and Teddy Panaitisor, LIMRA ...

When it comes to saving for retirement, a deferred variable annuity can be a useful tool. The money you invest grows tax-deferred, so you won’t owe taxes on your earnings until they’re withdrawn.

Commissions do not affect our editors' opinions or evaluations. An immediate annuity is an investment that turns your current retirement savings into future income payments. When you buy an ...

you want to choose an insurance company that is financially strong and likely to be able to afford to pay out the annuity years from now. Before purchasing a policy, check the company’s ...

Another pro is that since your grandchild will receive a check from you every month or year, you’ll be remembered fondly. If you choose annual payments, you might have the annuity check arrive ...

Annuity providers use your postcode to help calculate life expectancy. If you live in an area with a lower-than-average life expectancy, you may be offered a slightly higher rate. Check your annuity ...

If the insurer goes bankrupt, your state's guaranty association should cover at least $250,000 of your annuity benefits. Check with your state for the rules that apply to you. Skeptics argue that ...

Withdrawing money from an annuity can be a costly move ... have initial surrender charges that can be as high as 20%. But check your plan's rules, because some annuities allow you to withdraw ...