it restructures your current debt into a more manageable payment plan. So, this can be a great option for those who have a steady income but are struggling to keep up with high-rate payments.

However, committing to a debt management plan is a big decision, and it's not always the best fit for everyone over the long term. Your life circumstances can change in unexpected ways over time ...

If you do decide to take on more debt, you should always have a plan to pay it off. And then stick to that plan. Whether it's borrowing student loans, using a 0% APR credit card to finance a major ...

This can include devising a monthly budget and developing a debt management plan. Your credit counselor can help you obtain and read your credit reports and give you the educational tools to get ...

Learn to treat yourself with compassion and put together a debt plan that works for you, not punishes you. Ready to start saving? The Synchrony Bank High Yield Savings account has no minimum ...