The national average savings APY is just 0.41%, but you can earn 4% or more by switching to a high-yield savings account.

For borrowers, interest is often reflected as an annual percentage of the amount of a loan. This percentage is known as the interest rate on the loan. For investors or savers, int ...

(FDIC), the average APY on U.S. savings accounts is a mere 0.42%. You can do so many things to beat this dismal figure, maximize the APYs you earn across your bank accounts, and change your ...