Lindsey Crossmier has been a financial writer since 2022, and has been regularly quoted as an expert in outlets such as U.S. News, GOBanking Rates and Yahoo! Finance. She leverages her Yale ...

Riders offer additional coverage options for health insurance policies, including critical illness, maternity, and overseas ...

Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...

The riders below are effective for accidental deaths on or after January 1, 2006. If an injury renders an insured person comatose within 90 days of the date of the accident that caused the injury, and ...

The company shall pay an indemnity determined from the Table of Losses if an insured person sustains a loss stated therein resulting from injury, provided: such loss occurs within 365 days after the ...

“A policy of insurance shall be renewed annually by an insured person.” This compares to the clause six, section ten that was passed into law by Parliament less than a year ago, which ...