David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less.

You can put certificates of deposit (CDs) into an individual retirement account (IRA), but whether you should or not depends on your personal investment goals, retirement time frame, and risk ...

Commissions do not affect our editors' opinions or evaluations. The best one-year CD rate is 4.40%, offered by CommunityWide Federal Credit Union. This account is the highest-rated on our list ...

For example, the national average rate on a 12-month CD is 1.78% as of March 2025, according to the FDIC, while Synchrony pays 4.00% APY on this term. In its mix of CD products, Synchrony offers ...

Charles Schwab CD rates are similar to some of the best CD rates at online banks and credit unions — just keep in mind that brokered CDs aren't the same as traditional CDs, though. You may like ...

March 18, 2025 • We look ahead to the most anticipated albums due out this spring, including Rico Nasty's LETHAL, the return of Car Seat Headrest and Lucius, the existential punk rock group Pup ...

Putting your money in a certificate of deposit (CD) is one smart way to lock in today’s elevated rates before they’re gone. In fact, many banks and credit unions are offering CD rates of 4% ...

A certificate of deposit, or CD, lets you lock in an interest rate for a fixed amount of time. This guaranteed rate can provide you with a sense of security, but the flip side of that coin is that ...

CDs also come with the all-important booklet with lyrics and liner notes that offer a more tangible connection to your music than online streaming. CDs are also enjoying a resurgence in sales for the ...

What Hi-Fi? has been testing and reviewing CD players ever since the format's inception (since 1983, in fact), and many of us still prefer owning a physical music format like CD discs, even alongside ...