You can start receiving your Social Security retirement benefits as early as age 62. However, you are entitled to full benefits only when you reach your full retirement age. If you delay taking your benefits from your full retirement age up to age 70, your benefit amount will increase.

2024年4月4日 · If you're wondering whether retiring at 62 (or earlier) is the right thing to do, click here for 12 reasons why you really should go for it.

2024年5月20日 · Many people retire at 62 because that’s the earliest you can collect Social Security retirement benefits. But just because you can claim monthly benefits at 62 doesn’t always mean you should.

2025年1月27日 · People choose to retire at 62 for various reasons, but the right retirement age for you depends on several factors, including your finances, health and emotional readiness. 1. To retire at...

2018年10月10日 · By filing at 62, or any time before you reach full retirement age, you forfeit a portion of your monthly benefit. If you were born in 1963 or later, for instance, filing at 62 could reduce your monthly payment by as much as 30 percent.

2023年4月18日 · In the U.S., you can retire as early as 62 and start claiming your Social Security. And as of 2021, according to the Congressional Research Service , about 30% of Social Security applicants were 62. But is it right for you?

Retiring at 62 results in a 30% decrease in the monthly check, meaning a $2,000 benefit would be reduced to $1,400. Despite this, the advantage lies in having more time to relish retirement.

2022年5月9日 · If you're ready to retire at 62, here are some things you'll need to know about funding retirement before you enter your sunset years.

When should you start your retirement benefit? You can start receiving benefits as early as age 62. However, the longer you wait (up to age 70), the higher your monthly benefit will be — for the rest of your life.

The table shows that retirement at age 62 results in substantial reductions in monthly benefits. Please note that relatively few people can begin receiving a benefit at exact age 62 because a person must be 62 throughout the first month of retirement.