But “title lock insurance” is different — and it’s not insurance at all. Instead, it’s a service that claims to monitor your deed to protect you against title fraud. You’d only find out AFTER your title got transferred to someone else without your authorization.

2020年9月29日 · A: Title Lock claims to protect you against TITLE FRAUD, not a legitimate claim. Under TITLE FRAUD, a scammer forges your name on a deed, then files it in the records room of your county...

2025年1月22日 · Have you seen scary ads for deed theft or home title fraud protection? They often claim that this type of crime, in which thieves transfer a home title to themselves, is soaring. But there's no...

2024年8月27日 · But ‘title lock insurance’ is different — and it’s not insurance at all. Instead, it’s a service that claims to monitor your deed to protect you against title fraud. You’d only find out...

2024年9月4日 · While title insurance can protect you against challenges to your title, like a lien you didn’t know about, the FTC says “title lock insurance” is not the same thing. Title fraud...

2021年11月1日 · Home title fraud happens when someone obtains the title to your property and changes ownership from your information to theirs. The scary part is you may not even realize it has happened...

2024年9月13日 · Title fraud occurs when a scammer forges your name on a deed and then files it at the county courthouse and takes out a loan against the home. Title Lock claims to protect you against this, but it’s not a legitimate representation of what it actually does at all.

2024年7月16日 · Title lock insurance, however, is basically bogus, according to the FTC: “It’s a service that claims to monitor your deed to protect you against title fraud. You’d only find out after your title got transferred to someone else without your authorization.

2023年7月18日 · Title lock insurance – which is not actually insurance of any kind – claims to protect you against title fraud, not against a legitimate challenge to the title. Title “lock” is a service that monitors the deed to your home to see if it has been transferred out of your name.

Home Title Lock is a monitoring service company that says they’ll “keep identity thieves from stealing your home’s equity.” But, they don’t actually offer any insurance against claims related to your home’s title. We get a lot of questions about Home Title Lock in our Consumer Action Center.